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Terms & Conditions
General
These terms of use of this website (“Terms”) are governed by Crest Financial Pty Limited (the “Company”). These Terms govern your use of the website and any linked pages. By using this website, you accept these Terms. The information contained on this website is intended for general information only and should not be considered to be complete or definitive.
The Company reserves the right, without notice, to amend the Terms at any time.
Collection Statement
By using this website you authorise the Company to collect, store, disclose and share information about you with all or any one or more of the following:
- the Company;
- any insurance Company or broker with whom Company has association; and
- any third party contractor engaged to carry out work for the Company,
for the purpose of providing marketing information to you about products and services offered by them in Australia, and monitoring the quality and standard of service provided to you or other consumers and any other purpose stated in the Privacy Policy published elsewhere on this website.
Intellectual Property Rights
Unless otherwise indicated, the Company reserves its right to all copyright in the content and design of this website. The Company owns all such copyright or uses it under licence or applicable law. You may make a temporary copy of part or all of this website on your local computer for the sole purpose of viewing it, and print a single hard copy of a whole page of this website for personal use, provided that any copyright notice on such page is not removed. You are provided with access to it only for your personal and non-commercial use.
Other than for the purposes of and subject to the conditions prescribed under the Copyright Act 1968 or any other applicable legislation throughout the world, you may not, in any form, or by any means:
- otherwise reproduce, adapt, store in a retrieval system, transmit, print, display, perform, publish or create derivative works from any part of the content or design of this website,
- cause any of the material to be framed or embedded in another website, or
- commercialise any information, products or services obtained from any part of this website without our written permission.
External Sites
This website may contain links to, or frame, websites of third parties ("External Sites") which the Company is not required to maintain or update.
Any links to, or framing of, External Sites should not be construed as any endorsement, approval, recommendation or preference by the Company of the owners or operators of the External Sites, or for any information, products or services referred to on the External Sites unless expressly indicated on this website.
The Company makes no warranties and accepts no liability in relation to material contained on External Sites.
Disclaimers
Except where to do so would otherwise cause any part of these Terms to be illegal, void or unenforceable, the Company:
- excludes all conditions and warranties implied into these Terms;
- to the fullest extent permitted by applicable law, is not liable to you or anyone else for any loss or damage, however caused (including negligence), which may be directly or indirectly suffered, in connection with use of this website; and
- excludes liability (whether that liability arises under contract, tort or statute) for any special, indirect or consequential loss or damage (including without limitation loss of revenue and loss of, or damage to, data) suffered or incurred in connection with this website.
Limitation of Liability
Without limiting the general disclaimer, the Company:
- makes no warranty as to the completeness or accuracy of any material or as to its merchantability or fitness for a particular purpose. The Company is not liable to you or anyone else if errors occur in the information on this website or if that information is not up-to-date;
- will not be liable for disruptions to this website; and
- is not liable to you or anyone else if interference with or damage to your computer systems occurs in connection with use of this website or an external site. You must take your own precautions to ensure that whatever you select for use from this website is free of viruses or anything else that may interfere with or damage the operation of your computer systems.
Under no circumstances, including but not limited to any act or omission on the part of the Company, will the Company be liable for any indirect, consequential and/or incidental damage or loss of profits whatsoever which result from any use or any access of, or any inability to use or access, this website, or any of the material framed or embedded on an External Site.
To the fullest extent permitted by law, the liability of the Company for any breach of any implied warranty or condition which cannot be excluded is limited at the Company’s option to the following:
- in the case of goods supplied or offered by the Company, the replacement of the goods or the supply of equivalent goods, the repair of such goods, the payment of the cost of replacing the goods or acquiring equivalent goods, or the payment of the cost of having the goods repaired; and
- in the case of services supplied or offered by the Company, the supply of the services again or the cost of having the services supplied again.
Disclosure of Commissions
The Company discloses that from time to time it may receive rebates discounts, commissions or other benefits from third parties. However, the Company does not sell your personal information to other organisations.
Privacy
The Company is committed to providing the highest quality of services within a trusted environment. Please read the Privacy Policy Statement to understand how your personal information will be treated when you use our site.